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ESGBERT 33

This strategy is guided by the company’s policies and by management systems and programs that work to protect our employees, customers and host communities.

In the arid regions of western China, water shortages contribute to general poverty.

Aquatic invasive species may impact biodiversity in the world’s coastal and inland waters because they often have no natural predators and may out-compete native species for food in their new environment.

Each request must include a review of the sustainability issues and opportunities surrounding the request.

In fiscal 2010, the following Employee and Local Communities data exclude the results from four domest ic affiliates (Fuji Xerox Iwate, Fuji Xerox Miyagi, Fuji Xerox Fukushima, and Fuji Xerox Ibaraki) that were severely impacted by the Great East Japan Earthquake (Section 1).

Becoming a WindMade Pioneer will help BD communicate our renewable energy use more effectively to customers and company stakeholders.

We are encouraged by the improving market conditions we saw in Europe, which is our largest market, as demand for insulation, composite wood products in the automotive market demonstrated attractive growth.

Much of the carbon stored in trees harvested from sustainably managed forests is captured in our products, limiting the amount of carbon dioxide released into the atmosphere.

The soils of the Pasquia-Porcupine FMA area are typical of those developed in a boreal forest environment.

Set and meet targets for the development of business opportunities for renewable energy, including wind, geothermal resources and under-utilized forest biomass.

Project highlights: BMBF German Ministry of Education and Research (acquired post 31 December 2013) – The sustainable design includes photovoltaic panels, recycled glass panels, sustainable timber and communal heating.

Tejon Ranch’s rich resources, including prime farming and grazing land, mineral deposits, oil and gas, extensive water rights, the intellectual property emanating from its historic brand, and it’s unparalleled natural beauty, form the foundation for diverse revenue streams, led by future residential, commercial and industrial real estate development.

To the best of our knowledge, we do not own or occupy facilities or land on or adjacent to protected habitats or areas, nor have we participated directly in habitat restoration.

South Africa has witnessed a sea change in political leadership.

Human Rights Strategy Diversity and Inclusion, one of our eight Human Rights Strategy elements is a core driver for our business growth.

We manage forests for wood production as well as the ecosystem services they provide, including clean air and water, habitat for fish and wildlife, and sites of cultural, historical and scenic importance.

These factors include but are not limited to (1) the length and severity of difficulties in the global, national and California economies and the effects of government efforts to address those difficulties; (2) liquidity levels in capital markets; (3) fluctuations in asset prices including, but not limited to stocks, bonds, real estate, and commodities; (4) the effect of acquisitions and integration of acquired businesses; (5) economic uncertainty created by terrorist threats and attacks on the United States, the actions taken in response, and the uncertain effect of these events on the national and regional economies; (6) changes in the interest rate environment; (7) changes in the regulatory environment; (8) competitive pressure in the banking industry; (9) operational risks including a failure or breach in data processing systems or those of third party vendors and other service providers, including as a result of cyber attacks or fraud; (10) volatility of interest rate sensitive loans, deposits and investments; (11) asset/liability management risks and liquidity risks; (12) the effect of natural disasters, including earthquakes, fire, flood, drought, and other disasters, on the uninsured value of loan collateral, the financial condition of debtors and issuers of investment securities, the economic conditions affecting the Company’s market place, and commodities and asset values, and (13) changes in the securities markets.

The sustainability objectives we set for the building will cover a variety of topics including energy, materials and water use and we are targeting a BREEAM* rating of ‘Excellent’.

Predicted future regional water scarcity, increased costs, and climatic changes have only strengthened our commitment to use this resource wisely.

Supported by strong balance sheet growth, the expansion of our net interest margin, and improving operating e�ciencies, our dedicated employees continue to remain committed to cultivating relationships with our clients and ensuring they are educated on all the relevant services available to them.

In recent years, we have undertaken voluntary biodiversity efforts at our sites.

GOAL: Achieve 80% globally by 2025 on our way to 100% renewable electricity and joining the RE100.

The Canadian boreal includes a rich variety of grasslands, tundra, rocky outcrops and extensive wetlands.

Each December, our facility is host to the city Christmas Bird Count where Eastman’s property represents about 15 percent of the area covered and over 90 percent of the species tallied in the city count.

Driver training is coupled with free engine checkups and aimed at minimizing air and noise pollution.

Biodiversity Conservation As a health care company, Johnson & Johnson is mindful of the importance of conserving biodiversity; nature has long played a role in the discovery of new medicines and ingredients that improve health care products .

CIB’s relationship driven model serves customers through sector specialist teams including: corporate banking, real estate finance, business banking and energy, climate action & infrastructure.

The Company’s operations are subject to various federal, state, and local laws and regulations relating to the environment, health and safety, and other regulatory matters, including the Clean Air Act, the Clean Water Act, the Resource Conservation and Recovery Act and the Comprehensive Environmental Response, Compensation, and Liability Act (“Environmental Laws”).

By assessing how ecosystem services and biodiversity can be impacted by different development strategies, we can incorporate sustainability considerations into our development plans.

Exelon’s utilities actively manage rights-of-way to maintain system reliability and to support natural ecology on our properties.

In our phosphates mining operations, we restore or reclaim every acre of land we mine or disturb, with an emphasis on habitat.

Corporate and local plans take into account the risk of natural disaster, infectious disease, employee safety, protection of assets, customer service, and other business continuity requirements.

These loans are made to purchase livestock, purchase and modernize equipment, and finance seasonal crop expenses.

As our supply chain grows more complex, it is important for us to build mechanisms for transparency to understand and minimize risks related to human rights, animal welfare, climate change and unsustainable resource consumption.

This includes the puma and eight species of armadillo as well as restoring and preserving the rainforest habitat, re-introducing species and carrying out local education programmes.

Microfinance Microfinance provides small loans, as low as $25, enabling poor people to invest in entrepreneurial activities (for example, by purchasing farm implements or buying livestock for resale).

These include insects and disease, but the primary force is fire, which regularly burns through large areas of the boreal.

The global financial crisis, market instability and unprecedented levels of illiquidity have resulted in the Group operating in a challenging environment.

22 At December 31, 2001, the Company’s tenant base was comprised of the following industries, based on Standard Industrial Classifications, broken down by percentage of total portfolio base rent: services, 36.1%; manufacturing, 31.5%; finance, insurance and real estate, 12.0%; transportation, communications and public utilities, 10.5%; wholesale trade, 4.6%; government, 2.6%; retail trade, 1.7%; construction, 0.8%; and agriculture, forestry and fishing, 0.2%.

Well, if you were on pulp and paper, you would have gotten rebated, but if you were not and we had raised prices, then those prices stop.

Covid-19 pandemic had a negative impact on the economy, although Serbia’s economy recorded a recession milder than other European counties, due mostly to its GDP structure, with a small shore significantly milder in tourism and a bigger exposure in agriculture and industrial segments that haven’t been hit particularly hard.

We will work to keep plastic out of the environment.

» Wood harvested in forests being converted to plantations or non-forest use.

This reforestation project by Cummins Power Generation India went beyond previous planting initiatives to include watering, fertilizing, weeding and general care for trees on the hillsides outside of Pune.

Due to the strong link between energy usage and water processing, optimizing water systems remains a key focus of the company’s facility energy assessments.

Scrubgrass Mine Reclamation: Scrubgrass Generating Co. received the Governor’s Award for Environmental Excellence from Pennsylvania Governor Rendell for a mine reclamation project that has transformed an abandoned strip mine in Chest Township, Clearfield County into an environmentally viable site capable of supporting diverse vegetation, wildlife and aquatic species.

In India, our employees at the Kakinada base planted trees around their location to celebrate Earth Day.

It opens the door to innovative ideas, such as how to involve society in the protection of the environment.” VÍCTOR LICHTINGER Mexico’s Minister of Environment and Natural Resources [39 ] ENVIRONMENT CITIGROUP CITIZENSHIP 2002 PROMOTING COCOA PRODUCTION AND INCREASING MARKET ACCESS FOR SHADE GROWN COFFEE Rainforest Alliance — As a leading international conservation organization, Rainforest Alliance believes it is a collective responsibility to assist citizens and the private sector in reconciling economic needs with environmental and social concerns.

ESVAGT started its accelerated journey towards becoming a low emission operator when we acquired the business in 2015.

In the Philippines, FedEx launched the “FedEx/Haribon Eco Leaders for Sustainable Communities Program” with the Haribon Foundation to help recover and conserve biodiversity.

These risks may be reduced, by the farmer, with the use of crop insurance coverage and futures contracts or options to mitigate price risk, both of which the Company frequently requires of the borrowers to help ensure loan repayment.

In the context of the wider support of small businesses and in order to support their competitiveness and digital transition, Eurobank has developed business ecosystems by concluding agreements with specialized companies, offering them access to high value non-banking services, (e.g. Digital Marketing, Hotel Management, Certifications, Training, Equipment, Logistics, Courier).

Assistance Program APS’s Energy Wise low Income Assistance Program is designed to improve the energy efficiency, safety and health attributes of homes for customers whose income falls within the defined federal poverty guidelines.

Forest biomass offers a low-carbon energy solution compared with fossil fuel alternatives while keeping forests healthy by protecting them from insects, disease and wildfire.

SUPPLY CHAIN CORPORATE RESPONSIBILITY MANAGEMENT SYSTEM Identify top raw materials suppliers and selected indirect suppliers* by annual spend.

BGE’s Smart Energy Economic Development (SEED) incentive program, launched in 2015, continues to support economic benefits in central Maryland and throughout the state.

The property is covered by virgin hardwood riparian forest, and the north and west boundaries are contiguous with additional hardwood forest.

Another way we respect the environment is by working with suppliers to follow and set good conservation practices.

Fully page 74 EN9 Water sources significantly affected by withdrawal of water.

These decisions will be based on the current economics of both the timber and hay businesses, and the then-current evaluation of the estimated maturity date of planted timber parcels.

More than 500 volunteers have helped begin the process of restoring the area and establishing a sustainable ecosystem.

As a result of the 1996 Act, WaterStone Bank was required to use the specific charge-off method in computing its bad debt deduction beginning with its 1996 federal tax return.

Although 22 of Baxter’s 58 manufacturing and research and development sites are located in 11 of the world’s biodiversity “Hot Spots”1 as designated by Conservation International, the company’s operations typically are situated in light industrial areas in metropolitan regions.

16 Agribusiness net assets include olive grove land, olive trees, buildings and plant and equipment.

In addition to attracting and supporting abundant wildlife, the plants also absorb rainwater and greatly reduces chlorides from the lime waste from entering groundwater or nearby surface water.

FedEx team mem bers are already helping out, distributing trees to homeowners, volunteering at tree nurseries to prepare trees for delivery and planting trees in Colorado, New Jersey and Texas to help restore areas damaged by wildfires.

The rate of forest carbon sequestration is subject to seasonal variation, annual variation due to climate and disturbance impacts, agerelated variation due to the natural cycle of tree growth, and effects from forest management practices such as fertilization and harvesting.

We have started to see some price increases on the raw materials, and when I say price increases, meaning in dollar terms.

Bunkered Water Potable water that is purchased from a municipal or private system at a port and stored on board in tanks.

Forestry regulations and best management practices direct harvest operations to leave a certain number of snags and green trees, and harvest planning must balance the benefits to wildlife with potential safety hazards and the efficiency of forest operations.

The decrease in contract drilling expense was partially offset by an increase in costs associated with ultra-deepwater and deepwater floaters, primarily due to higher personnel related, inspection and shorebase support costs in 2012.

In 2011, we met approximately 77 percent of our operations' energy needs through the use of renewable and carbon-neutral biomass fuels such as bark, wood residuals and other organic byproducts.

We also have begun new scientific research to understand how watershed processes recover after an extreme event like the 2007 storm.

Includes assumed reinsurance of property, liability, surety, credit and political, agriculture, and marine risks throughout the world but principally in Europe and North America.

MOSES is needed to connect the engineering for interactions of waves with wind and tethering of floating offshore wind farm foundations.

• Water Quality – Sustained contribution to solving regional water quality problems as evidenced by reductions in sediment, phosphorus, nitrogen, and pesticide loads from U.S. cropland.

Paper and forest products have shown some improvement as the housing recovery takes hold in the United States, but more traditional paper products such as newsprint remains challenged.

For 3i Infrastructure, the opportunity is straightforward: supporting the sustainable growth of portfolio companies has the potential to increase their value.

Through our involvement, we continue to develop biodiversity conservation guidance, engage with global organizations to assess our collective performance, and identify leading practices we can integrate into our management systems.

High-performing facilities with no critical or few violations receive a green rating.

Other: The other reinsurance line of business includes aviation, engineering, marine, personal accident and crop reinsurance.

Of most concern are those species listed as threatened or endangered by the U.S. Fish and Wildlife Service.

The second, to reduce the absolute carbon footprint of our core business operations by 50 percent by 2020.

The nonfinancial business had a positive cash flow during Q2, mainly due to reduction of inventory, together with the seasonal pattern within e-commerce, which usually includes inflows in the second and the fourth quarter of the year.

Product Ecology Through our Design for the Environment principles, we strive to minimize the environmental impact of our products at all phases in their life cycle: development, production, use, and ultimate disposal.

We are in the process of mapping our sites in relation to legally protected and globally important sites for biodiversity using the Integrated Biomonitoring Tool (IBT) for Business.

The attractiveness of the Permian region reflects the broader shift by industry towards top quality basins, several of which feature prominently in the REL portfolio.

This program works to grow the next generation of conservation leaders and has a tremendous impact on youth — giving them knowledge of career possibilities, growing self-confidence, developing work skills and building conservation literacy.

Our Waste Management Standard requires sites to develop a plan that addresses the generation, segregation, collection, storage, transportation, minimization, reuse/recycling, and disposal of hazardous wastes, non-hazardous wastes, wastewater and mercury.

The severity and impact of future hurricanes, severe tornadoes, droughts and other weather-related events are difficult to predict and may be exacerbated by global climate change.

As a way to help reduce the water associated with the production of raw materials, we are working to identify the most water-intensive materials in each of our product categories.

In addition, Cisco generates an annual biodiversity summary report that summarizes GRI EN11-15 and EN25 for all existing Cisco owned land and property.

To help prevent overboards, all RCL cruise ships exceed international ship building standards for minimum cruise ship guardrail height.

We collaborate with the Green Chemistry Institute of the American Chemistry Society, work to implement green metrics in our R&D organization, participate 63 4.0 GOVERNANCE, COMMITMENTS AND ENGAGEMENTS in chemical industry roundtable discussions and have experts in Green Chemistry speak at various internal meetings and workshops.

During this period, WCS was also able to document the presence of blue whales through recordings of their species-specific vocalizations.

With the goal of sourcing more protein to feed food insecure families, the Fund invests in furthering food banks’ understanding of meat processors and connecting them with more farmers and processors.

How our customers wear, care for and discard their clothes accounts for a portion of our products’ total environmental footprint.

Planting trees in Inner Mongolia a neW foresT – anD a neW sTarT Founded in 1991 by Dr. Jane Goodall and a group of students from Tanzania, the Roots & Shoots program is all about making positive change happen for communities, the environment, and for animals – and that makes it an ideal partner for PerkinElmer employees looking to make a difference.

In addition, we are conducting research into the use of sensors, analytics, modeling, and decision support systems for sustainable cities.

Non-Aqueous Extraction (NAE): Scientists at Imperial Oil and ExxonMobil are working to reduce the amount of water required during oil sands mining operations.